1. The next time you order checks have only your initials (instead of first name) and last name put on them. If someone takes your checkbook, they will not know if you sign your checks with just your initials or your first name, but your bank will know how you sign your checks.
2. Do not sign the back of your credit cards. Instead, put "PHOTO ID REQUIRED".
3. When you are writing checks to pay on your credit card accounts, DO NOT put the complete account number on the "For" line. Instead, just put the last four numbers. The credit card company knows the rest of the number, and anyone who might be handling your check as it passes through all the check processing channels won’t have access to it.
4. Put your work phone # on your checks instead of your home phone. If you have a PO Box, use that instead of your home address. If you do not have a PO Box, use your work address. Never have your SS# printed on your checks. You can add it if it is necessary. But if you have it printed, anyone can get it.
5. Place the contents of your wallet on a photocopy machine. Do both sides of each license, credit card, etc. You will know what you had in your wallet and all of the account numbers and phone numbers to call and cancel. Keep the photocopy in a safe place. I also carry a photocopy of my passport when I travel either here or abroad. We’ve all heard horror stories about fraud that’s committed on us in stealing a name, address, Social Security number, credit cards.
Unfortunately I, an attorney, have firsthand knowledge because my wallet was stolen last month. Within a week, the thieve(s) ordered an expensive monthly cell phone package, applied for a VISA credit card, had a credit line approved to buy a Gateway computer, received a PIN number from DMV to change my driving record information online, and more.
2. File a police report immediately in the jurisdiction where your credit cards, etc., were stolen. This proves to credit providers you were diligent, and this is a first step toward an investigation (if there ever is one).
But here’s what is perhaps most important of all: (I never even thought to do this.)
3. Call the 3 national credit-reporting organizations immediately to place a fraud alert on your name and Social Security number. I had never heard of doing that until advised by a bank that called to tell me an application for credit was made over the Internet in my name. The alert means any company that checks your credit knows your information was stolen, and they have to contact you by phone to authorize
new credit.
By the time I was advised to do this, almost two weeks after the theft, all the damage had been done. There are records of all the credit checks initiated by the thieves’ purchases, none of which I knew about before placing the alert. Since then, no additional damage has been done, and the thieves threw my wallet away this weekend (someone turned it in). It seems to have stopped them dead in their tracks.
NOTHING TO LOSE, BUT MORE TO GAIN. GOOD LUCK AND GOD
BLESS…
Cancer information and prevention
Knowing the facts makes us aware of what we should and should not do.
Here’s some very useful and important information about cancer
prevention that I would like to share with you.
1. Every person has cancer cells in the body. These cancer cells do not
show up in the standard tests until they have multiplied to a few
billion. When doctors tell cancer patients that there are no more cancer
cells in their bodies after treatment, it just means the tests are unable
to detect the cancer cells because they have not reached the detectable
size.
2. Cancer cells occur between 6 to more than 10 times in a person’s
lifetime.
3. When the person’s immune system is strong the cancer cells will be
destroyed and prevented from multiplying and forming tumors.
4. When a person has cancer it indicates the person has multiple
nutritional deficiencies. These could be due to genetic environmental, food
and lifestyle factors.
5. To overcome the multiple nutritional deficiencies, changing diet and
including supplements will strengthen the immune system.
6. Chemotherapy involves poisoning the rapidly-growing cancer cells and
also destroys rapidly-growing healthy cells in the bone marrow,
gastro-intestinal tract etc, and can cause organ damage, like liver, kidneys,
heart, lungs etc.
7. Radiation while destroying cancer cells also burns, scars and
damages healthy cells, tissues and organs.
8. Initial treatment with chemotherapy and radiation will often reduce
tumor size. However prolonged use of chemotherapy and radiation do not
result in more tumor destruction.
9. When the body has too much toxic burden from chemotherapy and
radiation the immune system is either compromised or destroyed,hence the
person can succumb to various kinds of infections and complications.
10. Chemotherapy and radiation can cause cancer cells to mutate and
become resistant and difficult to destroy. Surgery can also cause cancer
cells to spread to other sites.
11. An effective way to battle cancer is to starve the cancer cells by
not feeding it with the foods it need to multiply. Sugar is a
cancer-feeder. By cutting off sugar it cuts off on important food supply to the
cancer cells. Sugar substitutes like NutraSweet, Equal, Spoonful etc
are made with Aspartame and it is harmful. A better natural substitute
would be Manuka honey or molasses - but only in very small amounts.
Milk causes the body to produce mucus, especially in the
gastro-intestinal tract. Cancer feeds on mucus. By cutting off milk and substituting
with unsweetened soya milk, cancer cells are being starved. Milo,
Ovaltine, Horlicks are made with milk and best avoided.
Cancer cells thrive in an acid environment. A meat-based diet is acidic
and it is best to eat fish, and a little chicken rather than beef or
pork. Meat also contains livestock antibiotics, growth hormones,
parasites, etc., which are all harmful to people with cancer.
A diet made of 80% fresh vegetables and juice, whole grains, seeds,
nuts and little fruits help put the body into an alkaline environment.
About 20% can be from cooked food including beans. Fresh vegetable juices
provide live enzymes that are easily absorbed and reach down to
cellular levels within 15 minutes to nourish and enhance growth of healthy
cells. Avoid coffee, tea, and chocolate, which have caffeine. Green tea
is a better alternative and has cancer-fighting properties.
12. Meat protein is difficult to digest and requires a lot of digestive
enzymes. Undigested meat remaining in the intestines become putrefied
and leads to more toxic buildup.
13. Cancer cell walls have a tough protein covering. By refraining from
or eating less meat it frees more enzymes to attack the protein walls
of cancer cells and allows the body’s killer cells to destroy the cancer
cells.
14. Some supplements build up the immune system (IP6, Flor-ssence,
Essiac, anti-oxidants, vitamins, minerals, EFAs etc. to enable the body’s
own killer cells to destroy cancer cells. Other supplements(Maitake
e.g.) are known to cause cancer cells apoptosis, that is, induce cancer
cells to commit.
15. Cancer is a disease of the mind, body, and spirit. A proactive and
positive spirit will help the cancer warrior be a survivor. Anger,
unforgiveness and bitterness put the body into a stressful and acidic
environment. Learn to have a loving and forgiving spirit. Learn to relax,
enjoy and trust God for healing.
16. Cancer cells cannot thrive in an oxygenated environment. Exercising
daily and deep breathing help to get more oxygen down to the cellular
level. Oxygen therapy is another means employed to destroy cancer cells.
17. Cancer can be reversed with nutrition, supplements and clinically
proven complementary and alternative therapies.
18. Cancer can be healed by divine intervention of God the Healer
Hi Adrian
If you missed the Today show and you would like to watch it, you can
watch it online. I thought our brief piece, the introduction, was
handled nicely, and it did give the message that a marriage can
survive this.
Here is the link:
http://www.msnbc.msn.com/id/3032633/
Scroll down the page, next to where it says "A Day for Dad" on the
right, look for the title "Should you tell if you cheated?" on the
left, and click on it to watch the segment online.
We have our work cut out for us as far as breaking down conventional
myths as to what people believe about affairs. Research proves
Cosmopolitan’s Michele Promaulayko’s view that you should not share
the details of the affair is not true.
http://www.dearpeggy.com/results.html
We’re not saying the one who had the affair should share all kinds
of personal details of the affair if the faithful spouse doesn’t want
to know, but they should willingly answer the questions and tell what
the faithful spouse wants to know. To the faithful spouse, we say be
careful. Make sure you don’t ask questions if you aren’t ready to
accept the truth. All your question asking should be done with a
motive to understand, not to point fingers at your spouse for what
they did and make them feel worse.
As far as if a spouse who’s had an affair should tell, we believe
they always should, but they should give thought to the timing and
how they tell.
Although some unfaithful spouses may tell for the wrong motives, I
think they missed a very important reason for telling, which is to
create intimacy in the marriage by getting rid of the lies and
preventing future affairs by creating an atmosphere of real honesty
in the marriage.
I believe an unconfessed affair is like having a rotting corpse in a
closet in your house. You might lock the door and not be able to see
it, but it’s stinking up the place, and you’ll never have a great
marriage with this kind of unconfessed secret in your relationship.
As Brian so rightly made the point on the show, there is a high
possibility that the "secret" will come out at some later date, and
then it will do even more damage. We’ve worked with many, many
couples where this is the case, and the worst of all, when the
betrayed spouse finds out after their unfaithful spouse has passed
away. This seems to be the worst case scenario of all.
It is often said that the reason someone doesn’t confess their
affair to their spouse is because they are being so kind and loving
that they are sparing their spouse the pain. I’d like to suggest,
that it is more likely themselves, the unfaithful spouse who is
sparing themselves the pain and shame of having to face the
consequences of their actions.
It is also said that the reason that one should not confess their
affair is to keep the marriage together. The question I have is why
is it the one who has been unfaithful who gets to make the
decision of whether or not the marriage should stay together after
infidelity? This seems wrong to me.
I have yet to meet a single betrayed spouse who has told me they
wish their spouse never told them. Interesting.
To read more on this topic, I recommend Peggy Vaughan’s article:
http://www.dearpeggy.com/com019.html
Sincerely,
Anne Bercht
The teacher answered, "There’s a large wheat field in front. Walk there without turning back, and take just one leaf. If you can find one leaf that you think it’s extraordinary, it means you have found luv."
So Plato walked .. and not long after that, he came back empty handed.The teacher asked him,"Why don’t you bring any leaf?"Plato said, "I can only bring just one leaf and when I walk I cant turn back. Actually I have found one extraordinary leaf, but I dunno whether there’s anymore extraordinary leaf in front, so I didn’t take that leaf. When I walked further, I realized that the leaves I found are not as extraordinary as I’ve found previously. In the end, I didn’t take any single leaf."Then the teacher told him, "So .. that is luv."Another day, Plato asked his teacher again, "What is marriage? How can I find it?"The teacher answered, "There is a forrest in front. Please walk there and don’t look back. You can only cut one tree, and cut the one that you think is the highest, because that means you find what is marriage."Plato walks there, and he came back not long after that bringing one tree. The tree is not a very good tree and not a very tall one, either. It’s just an ordinary tree.The teacher asked him, "Why do you cut that kind of tree?"Plato answered, "Because, according to my previous experience, after walking thru the field, I came back with nothing. So this time, when Isaw this tree, and I think the tree is not so bad, so I decided to cut it and bring it here. I don’t want to lose another chance to get it."And the teacher said, "Well .. that is marriage."Little notes:The more you look for luv, you will find nothing. Luv is in your heart, when you can control your desire and your hope to find something better.When you have endless hope and wish of luv, you will only get emptiness .. because you wont get anything and time can not be turned back. Accept luv for what it is.Marriage is a continuation of luv. It’s a process of having chances, and you choose the best option among all the alternatives. If you want to have a perfect match and a perfect marriage, you will only waste your time,because there is no perfect marriage
Gates Announces Semi-Retirement
Jason Lee Miller | Staff Writer
It’ll take two men to fill Bill Gate’s shoes at Microsoft. In a
surprise announcement late yesterday, the behemoth software company
chairman, whose Windows operating system changed the face of personal
computing, said he would "transition" out of a day-to-day role in the
company so he could more intensely focus on charity work.
Not only will it take two men, Chief Technical Officers Ray Ozzie
and Craig Mundie to take on Gates’ responsibility, but they will be
learning the ropes of the world’s premiere company over a two-year
period. By July 2008, Ozzie will assume the title of chief software
architect; Mundie will be the newly created chief research and
strategy officer while partnering with general counsel Brad Smith
to guide Microsoft’s property and technology policy efforts.
Though Gates will continue to serve as the company’s chairman and
advisor on key development projects, but the majority of his time will
be devoted to global health and education, the focus of Gates’
nonprofit Bill & Melinda Gates Foundation.
=====================================================================
"This was a hard decision for me," Gates added. "I’m very lucky to
have two passions that I feel are so important and so challenging.
As I prepare for this change, I firmly believe the road ahead for
Microsoft is as bright as ever." Gates said. "I remain fully
committed and full time at Microsoft through June 2008 and will be
working side by side with Ray and Craig to ensure that a smooth
transition occurs."
Gates, 50, started Microsoft in 1975 with childhood friend Paul
Allen. He took Microsoft public in 1986 and was the company’s
chairman and CEO until 2000, when Ballmer took over as CEO. For
the past six years Gates has focused on Microsoft’s software
development as the company’s chairman and chief software architect.
In 2000, with his wife, he formed the Bill & Melinda Gates Foundation,
whose assets now are $29.1 billion.
=====================================================================
SFor an idea of what a profitable investment was when Microsoft went
public, a $5000 investment in 1986 would be worth millions today.
In January 2000, Gates transferred the daily activities and the title
of CEO to Steve Ballmer to assume the role of chief software
architect. Ozzie and Mundie are the latest stage of an expansion of
leadership and transfer of power.
"This is a very sensible and thorough approach. A two-year transition
will ensure that the company has a smooth transfer of strategy and
knowledge from Bill to the next generation of leaders," said James
I. Cash, Ph.D., member of the Microsoft board of directors and former
James E. Robison Professor, Harvard Business School. "Steve and his
management team are very impressive, and I’m confident the company
will not miss a step."
Did you know that the three most difficult things to say are:
I love you, Sorry and help me
Did you know that those who dress in red are more confident in themselves?
Did you know that those who dress in yellow are those that enjoy their beauty?
Did you know that those who dress in black, are those who want to be unnoticed and need your help and understanding?
Did you know that when you help someone, the help is returned in two folds?
This post is also in blogsite:
http://thefilipinomind.blogspot.com/.Appreciate forwarding the postings to relatives and friends
, especially in the homeland"The glory of the United States is business" - Wendell L. Willkie, 1936
"One of the major errors in the whole discussion of economic development has been the tendency to look at the United States or Canada and say that this has worked here, and therefore it must work in the poor countries." – John Kenneth Galbraith (1908-2006)
"Any country whose people conduct themselves well can count upon our hearty friendship. If a nation..keeps order and pays its obligations, it need fear no interference from the United States…The adherence of the Unted States to the Monroe Doctrine may force the United States..to the exercise of an international police power." – American President Theodore Roosevelt (opening of 58th Congress, 1903-1905)
* The Agreement on Textiles and Clothing, which mandated that the system of quotas on developing country exports of textiles and garments to the North would be dismantled over ten years;
* The Agreement on Agriculture (AOA), which, while ‘imperfect’, nevertheless was said to promise greater market access to developing country agricultural products and begin the process of bringing down the high levels of state support and subsidisation of EU and US agriculture, which was resulting in the dumping of massive quantities of grain on Third World markets.
2001 Gale Group
http://thefilipinomind.blogspot.com/
"To read the destiny of a people, it is necessary to open the book of its past" - Dr. Jose Rizal'’.
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